credit card debt

Of course, is the best way to prevent creating problems for yourself in 2007 with your credit cards carefully and sparingly, is always sure to throw off the entire balance in full and on time each month. But if you're already in a serious credit card pickle as 2006 winds close to-as millions of people are-try this: transfer your credit card balances to a card with a lower interest ASAP. You save $ 730 if you have a $ 2,000 balance of an 18-percent-card to a 8.25%-map transfer and then your balance at a rate of $ 50 per month pay. Better yet, transfer balances to cards with rates of 0, 1 or 2 per cent and concentrate on paying them completely while these low rates last